Terms and Conditions

(Last Updated August 17,2020)

AGREEMENT BETWEEN USER AND WWW.JENNIFERZOGA.COM

Welcome to www.jenniferzoga.com. The www.jenniferzoga.com website (the "Site") is comprised

of various web pages operated by Zoga Enterprises LLC. www.jenniferzoga.com is offered to

you conditioned on your acceptance without modification of the terms, conditions, and notices

contained herein (the "Terms"). Your use of www.jenniferzoga.com constitutes your agreement to

all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

www.jenniferzoga.com is an E-Commerce Site.

We provide group and individual life coaching sessions.

Privacy

Your use of www.jenniferzoga.com is subject to Zoga Enterprises LLC's Privacy Policy. Please

review our Privacy Policy, which also governs the Site and informs users of our data collection

practices.

Medical Disclaimer

All information and results stated in this web site and in life coaching sessions are for educational and

informational purposes only, to help the client to pursue his/her life goals in a healthy manner. Coaching

is NOT a substitute for counseling, psychotherapy, psychoanalysis, mental health care, or substance

abuse treatment. Coaching is not to be used in place of any form of diagnosis, treatment, or therapy.

The content should not substitute for medical advice from a qualified health care professional, medical

or psychological (mental) diagnosis, treatment and care. The client should not discontinue or modify any

medication or therapy presently being taken pursuant to medical advice, without obtaining approval

from a healthcare professional. If you have a health problem (physically or mentally), please speak to

your doctor or a health care professional immediately about your condition. As a coaching client, you

must take complete responsibility for your own physical/mental health and emotional well-being. It is

up to you to independently assess any decisions, actions or inaction's, resulting from or relating to the website or a

coaching experience.

General Advice Disclaimer

Life Coaching and this website are no substitute for advice and/or representation from professionals for

legal, financial, tax, personnel, personal, religious, or spiritual counseling. Any decisions you make, and

the consequences thereof, are your own. Under no circumstances can you hold Zoga Enterprise LLC,

and/or its coaches liable for any actions that you take. You agree not to hold Zoga Enterprise LLC,and/or

its coaches liable for any loss or cost incurred by you, or any person related or associated with you, as a

result of materials or techniques, or coaching, offered by Zoga Enterprise LLC.

Electronic Communications

Visiting www.jenniferzoga.com or sending emails to Zoga Enterprises LLC constitutes electronic communications.

You consent to receive electronic communications and you agree that all agreements,

notices, disclosures and other communications that we provide to you electronically,via email and on the Site, satisfy

any legal requirement that such communications be in writing.

Children Under Thirteen

Zoga Enterprises LLC does not knowingly collect, either online or offline, personal information from persons under

the age of thirteen. If you are under 18, you may use www.jenniferzoga.com only with permission of a parent or

guardian.

Cancellation/Refund Policy

Zoga Enterprises LLC has a no refund or exchange policy.

Since the products made available are intangible, we cannot accept any request for refunds. As our services are

digital products, it is deemed “used” after being emailed, downloaded, and/or opened. If you are not happy with our

services, your only recourse is to unsubscribe from our services. If you choose to stop using our services before the

end of your billing cycle, you understand and accept that we will not be able to offer a refund, whether partially or in

full, for the remaining part of your cycle. For the sake of emphasis, we do not provide refunds, credit, or prorated

billing for any cancelled subscription.

Links to Third Party Sites/Third Party Services

www.jenniferzoga.com may contain links to other websites ("Linked Sites"). The Linked Sites are not under the

control of Zoga Enterprises LLC and Zoga Enterprises LLC is not responsible for the contents of any Linked Site,

including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Zoga

Enterprises LLC is providing these links to you only as a convenience, and the inclusion of any link does not imply

endorsement by Zoga Enterprises LLC of the site or any association with its operators. Certain services made

available via www.jenniferzoga.com are delivered by third party sites and organizations. By using any product, service

or functionality originating from the www.jenniferzoga.com domain, you hereby acknowledge and consent that Zoga

Enterprises LLC may share such information and data with any third party with whom Zoga Enterprises LLC has

a contractual relationship to provide the requested product, service or functionality on behalf of

www.jenniferzoga.com users and customers.

No Unlawful or Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use www.jenniferzoga.com strictly

in accordance with these terms of use. As a condition of your use of the Site, you warrant to Zoga Enterprises LLC

that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site

in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use

and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means

not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof,

and any software used on the Site, is the property of Zoga Enterprises LLC or its suppliers and protected by copyright

and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all

make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or

in any way exploit any of the content, in whole or in part, found on the Site. Zoga Enterprises LLC content is not for

resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in

particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use

protected content solely for your personal use, and will make no other use of the content without the express

written permission of Zoga Enterprises LLC and the copyright owner. You agree that you do not acquire

any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the

intellectual property of Zoga Enterprises LLC or our licencors except as expressly authorized by these Terms.

International Users

The Service is controlled, operated and administered by Zoga Enterprises LLC from our offices within the USA. If you

access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree

that you will not use the Zoga Enterprises LLC Content accessed through www.jenniferzoga.com in any country or in

any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend and hold harmless Zoga Enterprises LLC, its officers, directors, employees,

agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating

to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of

any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws,

rules or regulations. Zoga Enterprises LLC reserves the right, at its own cost, to assume the exclusive defense and

control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Zoga

Enterprises LLC in asserting any available defenses.

Arbitration

In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms

and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or

any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal

Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or

a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The

arbitrator's award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the

event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and

Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney's fees. The parties

agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result

of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms

and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this

provision. The entire dispute, including the scope and enforce-ability of this arbitration provision shall

be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and

Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and

class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS

AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY

PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE

ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Zoga Enterprises LLC agree

otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over

any form of a representative or class proceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY

INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION

HEREIN. ZOGA ENTERPRISES LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE

AT ANY TIME. ZOGA ENTERPRISES LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY,

RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES

AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY

APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS

ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. ZOGA ENTERPRISES LLC AND/OR ITS

SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE,

PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF

MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ZOGA ENTERPRISES LLC AND/OR

ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL

DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA

OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE,

WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE

SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED

THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT,

NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF ZOGA ENTERPRISES LLC OR ANY OF ITS SUPPLIERS HAS BEEN

ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION

OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT

APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE,

YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction

Zoga Enterprises LLC reserves the right, in its sole discretion, to terminate your access to the Site and the related

services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement

is governed by the laws of the State of Florida and you hereby consent to the exclusive jurisdiction and venue of

courts in Florida in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any

jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Zoga

Enterprises LLC as a result of this agreement or use of the Site. Zoga Enterprises LLC's performance of this

agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of

Zoga Enterprises LLC's right to comply with governmental, court and law enforcement requests or requirements

relating to your use of the Site or information provided to or gathered by Zoga Enterprises LLC with respect to such

use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law

including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or

unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the

intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Zoga

Enterprises LLC with respect to the Site and it supersedes all prior or contemporaneous communications and

proposals, whether electronic, oral or written, between the user and Zoga Enterprises LLC with respect to the Site. A

printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or

administrative proceedings based upon or relating to this agreement to the same extent and subject to the same

conditions as other business documents and records originally generated and maintained in printed form. It is the

express wish to the parties that this agreement and all related documents be written in English.

Changes to Terms

Zoga Enterprises LLC reserves the right, in its sole discretion, to change the Terms under

which www.jenniferzoga.com is offered. The most current version of the Terms will supersede all previous versions.

Zoga Enterprises LLC encourages you to periodically review the Terms to stay informed of our updates.

Contact Us

Zoga Enterprises LLC welcomes your questions or comments regarding the Terms:

Zoga Enterprises LLC

12152 ampersand drive

Orlando, Florida 32832

Email Address:

info@jenniferzoga.com

Telephone number:

267-496-3333

This site is not a part of the Facebook website or Facebook Inc. Additionally, This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.

Jennifer Zoga and Zoga Entrerpises LLC can not and does not make any guarantees about your ability to achieve your life goals or earn any money with our ideas, information, tools, or strategies.

Nothing on this page, any of our websites, or any of our content or sessions is a promise or guarantee of results. Life Coaching and this website are no substitute for advice and/or representation from professionals for legal, financial, tax, personnel, personal, religious, or spiritual counseling. Any decisions you make, and the consequences thereof, are your own. Under no circumstances can you hold Zoga Enterprise LLC, and/or its coaches liable for any actions that you take. You agree not to hold Jennifer Zoga, Zoga Enterprise LLC, and/or its coaches liable for any loss or cost incurred by you, or any person related or associated with you, as a result of materials or techniques, or coaching, offered by Jennfier Zoga / Zoga Enterprise LLC.